Wealthsimple Promo Code vs Referral Code — What’s the Difference?

Updated June 2026 · 3 min read

If you have been searching for a Wealthsimple promo code and wondering if it is the same as a referral code — here is the clear answer.

They Are Different Things

TypeWhat It IsAvailable Now?
Referral codeA code from an existing user. New user deposits $100+ and gets $25 cash.✓ Yes — use 7-MDUG
Promo codeA limited campaign code sent by Wealthsimple directly to targeted users.✗ Not publicly available

What Is a Referral Code?

Every Wealthsimple account holder gets a unique code to share. When a new user signs up with that code and deposits $100 or more, they get $25 cash within 24 hours. Code 7-MDUG is working for all new Canadians opening an account right now.

What Is a Promo Code?

Wealthsimple occasionally runs targeted campaigns and sends promo codes directly to specific users by email — usually existing clients being offered a bonus to increase their balance. These codes are not publicly available and cannot be found by Googling.

Bottom line: For new users, the referral code is the only publicly available bonus. Use code 7-MDUG to get your $25.

Frequently Asked Questions

Is a Wealthsimple promo code the same as a referral code?

No. A referral code comes from an existing user and gives new users $25. A promo code is issued directly by Wealthsimple for specific campaigns and is not publicly available.

Where can I find a Wealthsimple promo code?

You cannot — promo codes are sent by Wealthsimple directly to targeted users via email. They are not listed publicly. Referral code 7-MDUG is the real bonus available to all new users right now.

How do I use the referral code?

Click the link on this page and code 7-MDUG is applied automatically. Or enter it manually during account creation. Deposit $100 or more within 30 days to get the $25 bonus.

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7-MDUG


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