How do I add a referral code after signing up for Wealthsimple?

Open the Wealthsimple app, tap the gift icon, go to the Rewards Centre, select Enter Referral Code, and type 7-MDUG. Do this before your 7-day window closes.

Can You Add a Wealthsimple Referral Code After Signing Up? (2026)

Q: Can you add a Wealthsimple referral code after signing up?

Yes. If you have never funded your account you can add a code anytime. If you already deposited, you have 7 days from that date to add the code retroactively.

Q: What is the minimum deposit for the Wealthsimple referral bonus?

You must deposit at least $100 CAD from an external bank account within 30 days of applying the referral code.

Yes — but there is a hard deadline depending on whether you have funded your account yet.

Your Situation	Can You Add a Code?
Never deposited any funds	✓ Yes — anytime
Deposited within the last 7 days	✓ Yes — do it now
Deposited more than 7 days ago	✗ No longer eligible

Do not wait. The 7-day window is enforced automatically. Wealthsimple support cannot override it once it closes.

How to Add the Code Step by Step

1
Open the Wealthsimple app on your phone
2
Tap the gift icon in the top-right corner
3
Go to the Rewards Centre
4
Select Enter Referral Code
5
Type in 7-MDUG and confirm
6
Deposit $100 or more from your bank within 30 days

Code 7-MDUG confirmed working June 2026. Your $25 bonus arrives within 24 hours of your deposit clearing.

Never Funded Your Account?

If you signed up but never deposited, you can add a referral code anytime with no deadline. Follow the steps above then deposit $100 or more to trigger the bonus.

Funded More Than 7 Days Ago?

Unfortunately you are no longer eligible — the system enforces this automatically and cannot be reversed. If a spouse or family member has not signed up yet, they can use code 7-MDUG to get their own $25 bonus.

Frequently Asked Questions

Can I add a code after already depositing?

Yes, if it has been fewer than 7 days since your first deposit. Open the app, tap the gift icon, go to Rewards Centre, and enter 7-MDUG. After 7 days the window closes permanently.

What if I signed up months ago but never deposited?

You can still add the code anytime — no deadline applies if you have never funded your account. Enter 7-MDUG then deposit $100 or more.

What is the minimum deposit?

$100 CAD from an external bank account, within 30 days of applying the referral code.

How long until I get my $25?

Within 24 hours of your qualifying deposit clearing into your Wealthsimple Chequing account.

Claim your $25 bonus

Deposit $100 or more, get cash within 24 hours. Verified June 2026.

7-MDUG

Get $25 Free →